What is rent cashback and why it’s popular

Rent cashback schemes have become popular as a way for renters to get a small percentage of their rent back as cash rewards. Typically, these offers are linked to paying rent with a credit card or through special accounts that provide cashback incentives. Renters are attracted to these schemes because they promise a direct financial return on one of their biggest monthly expenses.

Why Brick Rewards doesn’t offer cashback

Unlike rent cashback schemes, Brick Rewards does not offer cashback on rent payments. Instead, Brick Rewards uses open banking technology to detect when you pay your rent on time and rewards you with points. These points can be redeemed for a variety of rewards, but they are not cash and cannot be withdrawn as money.

It’s important to understand that Brick Rewards does not process your rent payments or move any money. You continue to pay your rent exactly as normal, whether to a landlord, letting agent, or housemate. Brick simply verifies your payment securely via open banking and rewards you automatically.

How Brick Rewards helps you earn points for paying rent on time

When you connect your bank account to the Brick Rewards app via open banking, the app can detect your rent payments as they leave your account. Each time you pay your rent on time, Brick awards you points automatically — no extra steps needed.

These points add up over time and can be spent on rewards that matter to you, such as gift cards, local partner offers, and even entries into monthly rent giveaways. This approach rewards your good tenancy behaviour without requiring you to change how you pay rent.

Building your credit score with Brick Rewards

Another key benefit of Brick Rewards is the option to build your credit score. By opting in, your on-time rent payments are reported to Experian, one of the UK’s main credit reference agencies. This positive payment data can help demonstrate your reliability to lenders and may improve your credit score over time.

This feature is especially useful for younger renters or those with a thin credit file who want to strengthen their financial profile without taking on new credit.

Earning bonus points with Brick partner offers

In addition to points earned from paying rent on time, Brick Rewards lets you earn bonus points by shopping with partner businesses. These partners include local cafes, gyms, salons, and more, offering rewards tailored to your location.

Spending with partners not only boosts your points balance but also unlocks exclusive benefits and events, helping you get more value from your everyday spending.

How to get started with Brick Rewards

Getting started is simple. Download the Brick Rewards app for free on iOS or Android, then securely connect your bank account via open banking. This read-only connection allows Brick to detect your rent payments without handling any money.

Once connected, you’ll start earning points automatically for paying rent on time and can explore partner offers to earn even more. Remember, Brick Rewards does not change how you pay rent — it just rewards you for doing what you already do.

Frequently asked questions about rent cashback and rewards

  • Does Brick Rewards give cashback on rent payments? No, Brick Rewards offers points for paying rent on time, not cashback.
  • Do I have to pay rent through the app? No, you pay rent as usual. Brick uses open banking to detect payments.
  • Can I convert points to cash? No, points can be redeemed for rewards but not withdrawn as money.
  • How does Brick Rewards help my credit score? By opting in, your on-time rent payments are reported to Experian, which may help improve your credit score over time.
  • Are my bank details safe? Yes, Brick uses secure open banking technology with read-only access and never handles your money.